Insane ain't it???
The world is mesmerized by money. A rack full of newspapers and magazines and a truckload of newsletters devote themselves entirely to chronicling the use and abuse of money. Cable TV beams money-related programming day and night. The Internet is jammed with money-minded Web sites. Money is a top-ten topic of family conversation, too.
Considering that the subject occupies so much of our time and attention, isn't it amazing that so many people have barely a clue about how to handle their own money? Amazing maybe, but no mystery: Americans typically manage to navigate 12, 16 or more years of very fine formal education without ever learning how to balance a checkbook, size up a stock or resist a fast-talking salesman of bad financial ideas. So here are the basics of money management, from setting goals to budgeting to figuring out your net worth.
http://www.kiplinger.com/basics/archives/2007/07/inventory.html - Find out what you own and what you owe, then track where your money goes.
http://www.kiplinger.com/basics/archives/2003/02/cashflow.html - Take the time to find out where your money is going on a day-to-day basis.
Think of your budget as a means of setting and reaching your goals. Here's help to get you started.
http://www.kiplinger.com/basics/managing/cash/wp_budget.html - Dwindling savings and more debt are warning signs of a leaky budget. Find out how to keep spending under control and keep costs down.
http://www.kiplinger.com/basics/archives/2003/02/holes.html - If you start picking up distress signals, run your budget through these checks.http://www.kiplinger.com/basics/archives/2007/07/inventory.html - The most important step toward financial security is to translate it into your own terms.
I do hope these links help you as much as I hope it helps me. I got this great post from a cafemom group called susie homemaker...you can check the group out here http://www.cafemom.com/group/48613...plus cafemom is free to join and there are tons of groups to join.